💰💰💰💰💰

$ MONTH $

50/30/20 Rule

From nerd wallet:

Xtra $69

Necessities $471: $606 <$135>

Required expenses you can’t avoid. 

1. 🚬☕️ $94
2. Cel $60
3. Food $157
4. Pads $10
5. Wipes $5
6. Soap $1.65
7. Soap $1.65
8. Laundry $9
9. Hotel $125
10. H/C $42 - $14 svgs
11. M/P $125
12. Cel ins $37 - $3 svgs
13. PO Box $75 - $25 svgs

Savings & Debt $188 $806 <$618>

Money devoted to paying down debt and creating a financial cushion. 

1. MTree $282
2. LL $179
3. Invest $20
4. Savings $62 barclay
5. Savings $9.64 tmb 10% income

Wants $188 $200 <$12>

The extras that aren’t essential to living and working

1. Hoodie
2. 2tops
3. AncD
4. Black jeans
5. UW

****

Steps taken;

Cancelled:

Peacock

Amazon prime

Hulu

Robinhood gold

Zip pif uninstalled

Klarna pif uninstalled

7.11 cancelled 9.24.25

Shop:

Add crap to cart, go back & delete lol

Ghetto down; lancome to nyx 🤷‍♀️

M/P monthly instead of biweekly

H/C q 3mths instead of q 2mths

Repair instead of new purchase

Buy 1st coffee, packets or tea bag rest of day

Use a skosh hand cream post hair wash instead of buying conditioner

Watch Caleb Hammer a btime

No hotel august, sept 😭

Bottom lines:

No pif

No payday ad

No borrowing $$